Universo Mobile Banking, Créd

Universe App: YOUR Mobile Banking Infinitely Simple! It is a free application that gives you control of your Universo Card allowing you to make payments in a simple way, subscription of personal and auto credit 100% online and access to a set of insurance at any time and anywhere.

Now with Google Pay!

Our advantages are:

Mobile Banking - Consultations in real time:

- Balance of your accounts and the associated Continente Card;

- Discounts accumulated on each purchase;

- Consultation of Expenses by Category (food, clothing, entertainment, etc.);

- Analyze your Spending by Mode of Payment (End of Month, 3x with interest, Debit, etc.);

- Information about the next monthly payment;

- Consultation of ATM reference for monthly payment in advance;

- History of extracts;

- Consultation of payment receipts for all your transactions;

Online payments and Virtual Cards:

- Virtual Cards for secure online payments;

- Online payments in 3x, 6x or 12x on all sites in the world;

Managing your personal finances and budget:

- Make payments for purchases / Services and payments to the State;

- 3x, 6x or 12x modes;

- Carry out mobile phone charges;

- Make transfers to your current account or any other bank account, in Portugal or SEPA zone;

- Change the payment method for purchases or payments already made;

- Change in the percentage of payment for your purchases made in End of Month mode;

- Download proof of payment for all your transactions;

- Scheduling of Transfers;

- Share an account with other Universe customers;

- Manage direct debits;

Personalized management of your Card and in complete safety:

- Total control and security;

- Usage Alerts;

- Setting spending limits;

- Define controls to alert or refuse specific transactions, such as Internet, contactless, abroad, among others and notification history;

- Change your card's PIN;

- Replacement of the new card;

- Temporarily block and / or replace your card in case of theft or loss;

- Associate loyalty cards (Cartão Continente and Worten Resolve);

- Download proof of payment for all your transactions;

Online subscription of credit applications: Personal Credit, Auto Credit and Consolidated Credit;

Home Protection Insurance;

Travel insurance;

Customer support service via messaging and consultation of open and closed case histories;